TheStreet takes you through some top mortgage lenders and what you need to know first. Ranking the best mortgage lenders is a tough call, as digital lenders rise. But you can’t go wrong with these.

Saffron Building Society has launched a joint borrower sole proprietor mortgage. 95 per cent LTV five-year fix at 3.47 per cent. It includes a maximum loan value of £500,000, has no arrangement fee.