Qualified First Time Home Purchase

Read CHFA's 8 step First-Time Homebuyer Guide to make the home-buying. of our mortgages you may qualify for and can pre-approve you for a mortgage.

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First-Time Home Purchase Up to $10,000 of an IRA early withdrawal that is used to buy, build, or rebuild a first home for an ancestor (parent or grandparent), yourself, a spouse, or you or your spouse’s child, or grandchild, may be exempt from the 10% penalty tax if you meet the IRS definition of a first-time home buyer.

First time home buyers are not necessarily buyers who are purchasing the first home they've ever owned. You can also qualify as a first time home buyer if.

Our first-time home buyer's guide walks you through how to qualify to buy a house.

How To Buy A Home In 2019 (THE STEP BY STEP TUTORIAL) Topic Number 557 – Additional Tax on Early Distributions from Traditional and Roth IRAs To discourage the use of IRA distributions for purposes other than retirement, you’ll be assessed an additional 10% tax on early distributions from traditional and Roth IRAs, unless an exception applies.