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Home Loan Products. Our exclusive mortgage programs allow you to buy a home with a minimal down payment. Some mortgage programs require as little as 3.5% down! In many cases, your down payment can be a gift from a relative or nonprofit organization. You can also refinance, reducing your interest rate or taking cash out for a variety of loan.
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Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London Interbank Offered Rate (LIBOR). Bank of America ARMs use LIBOR as the basis for ARM interest rate adjustments.
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A difference of half a percentage point on a $250,000 home loan means a difference of about $75 a month on your mortgage payment – or about $26,000 over the life of a 30-year loan. So little differences add up. Home loan rates today are usually advertised online by mortgage lenders, which makes it easy to shop around and make comparisons.
Home Mortgage Products. An Experienced Partner. For home purchases, refinances, construction. Your home is perhaps the most important investment you’ll make. It only makes sense to work with a partner that understands your local area and works in your best interest.
Loan products housing development mortgage finance Products HDFC offers both Conventional and islamic housing finance facilities with affordability, flexibility, Longest Repayment Period and highest quality of service in the Maldives.
*The above home loan interest rates / EMI is applicable for loans under the adjustable rate home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The Home Loan interest rates above are variable in nature and subject to change as per the movement in HDFC’s RPLR.