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Our review of the best mortgage lenders focuses on companies that offer great. they can’t offer the local touch you’d get from working with your hometown bank.

A mortgage broker works with several mortgage lenders and banks and submits your loan file to them to issue the loan. Brokers get paid commissions from lenders for completing your mortgage application and documents. How do Banks and direct lenders work? A Bank or direct mortgage lender is the company that is actually funding the loan.

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