Texas State Home Loans
About Texas Home Loans. Texas State Home Loans, Inc is locally and owned and operated right here in Texas, by Texans. The three owners have a combined 80 years of mortgage industry experience and an owner is the only person you will work with throughout the loan process. It costs nothing to try us out, you’ll be glad you called.
Get directions, reviews and information for Texas State Home Loans in Richmond, TX.
Compare home equity line of credit rates in Texas. home equity loans – Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+.
Dr. Denise M. Trauth is the ninth president of Texas State University, having served in the role since 2002. During that time, the university has been designated one of the state’s Emerging Research Universities as well as a federal Hispanic-Serving Institution.
Located in Dallas, Texas, Alterra Mortgages provides loans to the entire state of Texas. We offer all the familiar mortgage programs along with several specialty.
State Street Home Loans employs professionals that are ready, willing and able to make house calls to serve our clients nationwide. We are considered a medium to large-sized Mortgage Banker generating over $1 Billion annually in residential mortgage paper while serving and consulting thousands of clients annually.
For many people, a house is their largest asset, and Texas law allows homeowners to use that asset to pay other expenses. Most homeowners are eligible for a home equity loan or a home equity line of credit, while certain older homeowners may obtain a reverse mortgage.
Fha 30 Year Fixed A 30-year fixed mortgage is the gold standard for home loans and has been for a long time. In July 2017, 87.3% of home loans were 30-year fixed mortgages, according to the Mortgage Bankers Association’s monthly report.
The Homes for Texas Heroes home loan program provides a 30-year fixed rate mortgage loan to eligible first-time homebuyers wishing to achieve the American dream of homeownership. In addition to a low interest rate, these programs offer down payment and closing cost assistance in the form of a grant.
Special aspects of Home Equity Loans in Texas. The Texas legislature has passed laws that are designed to protect homeowners and their families, and the state did not even allow home equity loans until 1997. Since that time, state laws have been amended to allow for home equity loans, but the laws include strong protections for consumers.
Fha Home Loans Vs Conventional FHA Loans vs. Conventional Loans. It may not always seem clear whether to apply for a FHA loan or conventional loan. fha loans have typically been known as loans for first-time homebuyers, filled with extra paperwork and complexity since it’s a government-insured program. But borrowers can use multiple FHA loans for purchasing or refinancing a home loan.
Texas State Home Loans, Inc. July 30, 2013 Visit our website at www.txsthmloans.com to see our current interest rates, apply for a new loan, or get pre-approved.